BIFR stands for
1.Bureau of Industrial and Financial Resources
2.Board of Industrial and Financial Reconstruction
3.Board of Investment and Financial Reconstruction
4. Bureau of Investment and Financial Resources
Industrial Reconstruction Bank of India was established with which specific objectivefrom the below?
1.To assist the rehabilitation of Sick Units
2.To assist the Government
3.To assist construction projects.
4.None of the Above
Industrial Sickness is a matter of serious national concern because it affects
1. The Owners and Employees
2.Creditors and Suppliers
3.Adversely to the National Resources and creates social unrest
4.All of the above
Which of the below is not a resource for a project?
1.Manpower
2.Capital
3. Budget
4.Machinery
Which of the below is NOT an application of funds?
1.Operating Profit
2.Purchase of Fixed Assets
3.Repayment of Loans or Debentures
4.Operating Losses
Bond, Debentures and Term Loans fall under
1.Current Assets
2.Non-current Assets
3.Non-current Liabilities
4.none of the above
Cash Flow Statement does not fully reveal the soundness or otherwise of thefinancial position of the business.
1.True
2. False
3.none
4. none
Census provides information on
1. Business Cycle
2.Industrial Development
3.Agriculture Output
4.none of the above
For generating a new project idea which of the below is relevant for an entrepreneur?
1.Analyse economic and social trend
2.Draw clues from consumption abroad
3. Study new technological developments
4.All of the above
Funds Flow Statements are prepared so as to
1.Identify the changes in Working Capital
2. Identify reasons behind change in Working Capital
3.Know the item-wise inflow and outflow of funds during given period
4.All of the above
Higher Debt Service Coverage Ratio denotes
1.Higher Chances of getting a Loan
2. Lower Chances of getting a Loan
3.No Requirement of a Loan at all
4.none of the above
Idea generation exercises for a new Project includes study of government guidelines.
1.True
2.False
3.none
4.None of the mentioned
If Project is accepted for Term Loan, Bankers issue a _______
1.Letter of Credit
2. Letter of Advance
3. Letter of Sanction
4.Letter of Acceptance
In the initial stage of the project the probability of completing the project is____
1.Zero
2. High
3.Low
4.none of the above
India Year Book is a source of
1.Primary Data
2.Secondary Data
3. Interim Data
4.Intermediate Data
India Year Book is an annual publication of ______
1.Ministry of Finance
2. Commerce Ministry
3.Ministry of Information and Broadcasting
4.none of the above
Indian Textile Bulletin is published by___
1. Textile Commissioner
2.Ministry of Textile
3.Textile Mills Union
4.none of the above
Industrial Reconstruction Bank of India was set up in which year?
1.1985
2.1986
3. 1987
4.1988
Major components of cost of production are:
1.Material Cost
2.Utilities and Labour Cost
3.Factory overhead Cost
4.All of the above
Once the loan is disbursed the bank monitors the project by
1.Regular Reports furnished by the borrower
2.Periodic site visit
3.Discussion with Promoters, Suppliers, Creditors etc.
4.All of the above
RBI Bulletin provides information on
1.Exchange Rates
2.Prices
3.Balance of Payment Position
4. All of the above
Revival of a sick unit is necessary because,
1. The Project may be in a sector that is vital to economy
2.Many ancillary units may be dependent on the unit
3. Banks and Financial Institutions would have locked up their money in the unit.
4. All of the above
Revival package of a sick unit includes
1.Provision of Additional Financial Assistance
2.Settlement with Creditors
3.Both a and b
4.none of the above
Sick Industrial Companies Act was passed in which year?
1.1983
2. 1984
3.1985
4.1986
Statistical Year Book is an annual Publication of ___
1.United Nations
2. WHO
3.UNICEF
4.World Bank
Strategic decisions regarding a Project are taken by
1.Middle level Management
2.Employees
3.Top Management
4.none of the above
Term Loan is _____ borrowing.
1.Unsecured
2.Secured
3.Clean
4.none of the above
The choice of Product Mix is guided by
1.Market Requirements
2. Market Inputs
3.Employee Requirements
4.none of the above
To judge adequacy of market during Preliminary Screening which of the following is afactor to be examined?
1.Total present domestic market
2.Price
3. Product features
4.Quality of the product
When liability increases, it is _____
1.Source of Funds
2. Application of Funds
3.Decrease in Investments
4.None of above
Which are the warning signals of industrial unit sickness?
1. Continuous irregularity in Cash Credit Account
2. Low Capacity Utilization
3.Failure to pay statutory liabilities
4.All of the above
Which is an external cause of Industrial Unit Sickness?
1.Non availability of skilled personnel
2.Lack of Finance
3.Bad Production Policies
4.Wrong Marketing Policies
Which is an internal cause of Industrial Unit Sickness?
1. Ineffective Corporate Management
2.Inappropriate Personnel Management
3.Lack of Promoter’s Experience
4.All of the above
Which is the principle objective for Project Monitoring?
1.To find out opportunities for further advances
2.To ensure timely recovery of dues
3.To establish good lender-borrower relationship.
4.none of the above
Which of the below can cause a difficulty in getting license for a new project?
1.Lack of consistency with National Priority
2. Adverse Environmental Effects
3.Non availability of foreign exchange
4.All of the above
Which of the below financial statements is static and shows the state of Assets andLiabilities on a particular date?
1.Cash Flow Statement
2. Funds Flow Statement
3.Profit and Loss Statement
4.none of the above
Which of the factors should be considered for acceptable risk level at preliminaryscreening level?
1.Vulnerability to business cycles
2.Technological Changes
3.Competition from imports
4. All of the above
Which of the following are limitations of Demand Forecasting Methods?
1.Inability to handle unquantifiable factors
2.Unrealistic Assumptions
3.Excessive Data Requirement
4.All of the above
Which of the following can be objective of a Term Loan?
1.For Setting up the new Projects.
2.Expansion of existing Projects
3.Modernization or Renovation of Projects.
4.All of the above
Which of the following has no role in a remedy to Industrial Unit Sickness?
1.Government
2.Financial Institution
3.Industry Association
4.Customers
Which of the following is an example of owned capital?
1. Equity Shares
2.Preference Shares
3.Debentures
4.a and b
Which of the following is not a base for demographic segmentation of the market?
1.Gender
2.Age
3.Attitude
4.Family structure
Which of the following is NOT a mean / source of Project Finance?
1. Term Loan
2.Debentures
3.Overdraft
4.Share Capital
Which of the following is NOT a Preoperative Expense?
1.Establishment Expense
2.Travelling Expense
3. Insurance Charges
4.Raw Material Expenses
Which of the following is not one of the driving forces behind the increasing demandfor Project Management?
1.Compression of Product Life Cycle
2.Knowledge Explosion
3.More Emphasis on the Product and Less on the Customer
4.Corporate Downsizing
Which one of the following is a Working Capital Advance?
1.Cash Credits
2.Letter of Credit
3.Purchase / discount bills
4.All of the above
Which one of the following is NOT one of the principle sources which causeuncertainties and error in demand forecasting?
1. Data about Past and Present Market
2. Methods of Forecasting
3.Environmental Changes
4.Government Policies
Which statement is prepared in the process of Funds Flow Analysis?
1.Schedule of Changes in Working Capital
2.Ratio Analysis
3.Both a and b
4.none of the above
Who publishes Economic Survey?
1.RBI
2.Ministry of Finance
3.Ministry of External Affairs
4.Ministry of Industry
Working Capital = ______
1. Total Assets- Total Liabilities
2.Current Assets – Current Liabilities
3.Assets – Long-term Bank Borrowings
4.Debt – Assets