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IFS Mcq Question Set 1
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1. The availability of cash and other cash like marketable instruments that are useful in purchases and investments are commonly known as ____
Liquidity
Credit
Marketability
None of the mentioned
2. Banking sector comes under which of the following sectors ____
Marketing sector
Service sector
Industrial sector
None of the mentioned
3. A set of complex and closely connected instructions, agents, practices, markets transactions, claims and liabilities relating to financial aspects of an economy is referred as: _____.
Financial system
Financial market
Financial institution
None of the mentioned
4. ___ is a market for financial assets which have a long or indefinite maturity.
Financial market
Capital market
Money market
None of the mentioned
5. ___was constituted to protect the interests of investors in securities and to promote the development of and to regulate the securities market through appropriate measures.
RBI
SEBI
BSE
None of the mentioned
6. The maximum load that a fund can exchange is determined by ___
SEBI
RBI
AMFI
None of the mentioned
7. NBFC performs great role for finance in ____
Wholesale sector
Big Scale industries
Small scale and Retail sector
None of the mentioned
8. NBFC is a company registered under _____
The Indian Contract Act
The Companies Act, 1956
The RBI Act
None of the mentioned
9. Finance is not available in the following factories service ______
Without Recourse factoring
With recourse factoring
Maturity factoring
none of the above
10. Sales Ledger Administration is available in the following factoring services_____
Without Recourse factoring
With recourse factoring
Invoice discounting
None of the mentioned
11. Credit Protection is available in ____
Without Recourse factoring
With recourse factoring
None of the above
None of the mentioned
12. Under forfaiting the client is able to get credit facility to the extent of____
100% of the value of the export bill
80% of the value of the export bill
90% of the value of the export bill
None of the mentioned
13. Full service factoring is often____
Recourse factoring
Non-recourse factoring
Agency factoring
None of the mentioned
14. The process of selling trade debts of a client to a financial intermediary is called______
Factoring
Securitisation
Materialisation
None of the mentioned
15. ___ __ services are mainly provided to foreign investors
Custodial Services
Financial Services
Factoring Services
None of the mentioned
16. The Idea of providing factoring services was first thought of in India by_____.
Tandem committee
Malhotra committee
Vaghul committee
None of the mentioned
17. The central theme of forfaiting is the purchasing of ________by a financial service company.
Trade bill
Export bill
Import bill
None of the mentioned
18. Refactoring charges have to be paid in the case of ____
With recourse factoring
Invoice factoring
Full service factoring
None of the mentioned
19. Buying a company’s accounts receivable on a nonrecourse basis is known as _____
Trading
Billing
Factoring
None of the mentioned
20. Which of the following is not necessarily a party to a forfaiting transaction?
Exporter
Broker
Bank
None of the mentioned
21. The greatest security for a banker is that a_____
Bill of Exchange
Mutual fund
Commercial Paper
None of the mentioned
22. The buyer accepts the invoice and acknowledges _______ on the due date
Seller
Paying
Buyer
None of the mentioned
23. ______has constantly endeavoured to develop the commercial bills market.
Commercial bank
RBI
SBI
None of the mentioned
24. The _______ bill is properly stamped.
Demand
Usance
Expired
None of the mentioned
25. The practice of discounting accommodation bills is known as ___
Night bill
Kite flying
Knight bill
None of the mentioned
26. No stamp duties are levied on LC backed bills up to _______ days.
120
100
90
None of the mentioned
27. “Prospectus” is the most important document for the Company to come out with a ______issue.
Private
Public
Company
None of the mentioned
28. ______ Banks help to revive (cure) sick industrial units.
Public
Merchant
all of the above
None of the mentioned
29. An ________relieves the company of the risk and uncertainty of marketing the securities.
Underwriter
Shareholder
Banker
None of the mentioned
30. Underwriters build up ______ confidence in the issue of securities.
Borrowers
Investors
Company
none of the above
31. The primary role of the ________ is to purchase securities from the issuer and resell them to investor.
Underwriter
Shareholder
Banker
None of the mentioned
32. A_________ include the following call for periodical report from the company.
Underwriter
Shareholder
Debenture trustee
None of the mentioned
33. ______ is the process of updating the accounts of the trading parties.
Underwriting
Clearing
Banking
None of the mentioned
34. ______are financial contracts that derive their value from an underlying assets.
Future
Forward
Derivatives
None of the mentioned
35. _____ look for opportunities to take on risk in the hope of making return
Shareholder
Hedgers
Speculators
None of the mentioned
36. Buying low in one market and selling high in the other market , it called ___
Arbitrage trading
Hedging
Clearing
None of the mentioned
37. Membership of ________ can be taken by an individual, Registered Partnership Firm, Corporate or bank
SEBI
RBI
MSEI
None of the mentioned
38. A very long tenure lease applicable to immovable properties is_____.
Conveyance lease
leverage lease
consumer lease
None of the mentioned
39. In __________ leasing, the risk of obsolescence is assumed by the lessee.
Financial lease
Operational lease
both
None of the mentioned
40. In hire purchase depreciation can be claimed by the____.
Vender
hirer
Financiers
None of the mentioned
41. ____is referred as both fund based and fee based financial service.
Higher purchase
underwriting
Factoring
None of the mentioned
42. Hire purchase Act passed in the year_____.
1972
1973
1975
None of the mentioned
43. The term _________ refers financial investment in highly risky and growth oriented venture with the objective of earning a high rate of retune.
Venture capital
Merchant banking
leasing
None of the mentioned
44. IDBI, IFCI, ICICI etc. are promoted by_____.
private VCs
VCFs of specialize financial institutions
both
None of the mentioned
45. ____is known as mezzanine capital.
Development financing
expansion financing
replacement finance
None of the mentioned
46. The first nationalized bank in India to start a VCF ____
SBI
PNB
Canara bank
None of the mentioned
47. The setting up of the National Housing Bank (NHB), a fully owned subsidiary of the Reserve Bank of India in _____ as the apex institution marketed the beginning of emergence housing finance as a fund based financial services in India.
1987
1978
1988
None of the mentioned
48. The NHB, which a wholly – owned subsidiary of the_____.
SBI
BOI
RBI
None of the mentioned
49. Pradhan Mantri Awaas Yojana was lunched in _____with an aim to provide affordable housing to urban poor
June 2016
June 2015
June 2018
None of the mentioned
50. The early stage financing of venture capital includes _____
start ups
second round finance
both
none of the above
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